Ingredients:
1 cup fine Rice
2 - 2 1/2 cups Water
1 cup Milk
12 - 15 Jack Fruit segments (chopped)
2 cups Powdered Jaggery
1 tsp Cardamom powder
a few Cashew Nuts, chopped and fried in 1 tsp Ghee
a pinch of Cooking camphor (optional)

Method:
1. Wash and cook rice with 1 cup water and 1 cup milk either directly or in a pressure cooker.
2. When the rice has softened, add chopped jack fruit and 1 more cup water and cook till fruits are done. Mash all of it thoroughly to a soft mixture.
3. Add jaggery and cook on low heat stirring occasionally. When jaggery gets dissolved and the mixture starts to thicken, stir continuously; add cardamom powder and camphor, mix.
4. When payasam consistency has been reached, remove vessel from fire, add fried cashew nuts and milk, mix all of it.
Serve hot.